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SRINAGAR: Year 2017 began in Kashmir with a hope of better times as the year 2016 had witnessed huge bloodbath post killing of militant commander Burhan Wani. Burnt houses, wailing mothers and sisters, angry protests, dead bodies, pellet victims were the dominating images of Kashmir in year 2017.Rage and anger was the pulse on ground with South Kashmir bearing the hardest brunt of the conflict.

Much to disappointment of many the tourism industry in Kashmir witnessed total gloom on account of very low flow of tourists to Kashmir due to uncertain situation in year 2017. Concerned voices in 2017 again expressed dissatisfaction over the fact that the State and government doesn't want to learn from its past mistakes that brute use of force and impunity to the alleged perpetrators of human rights violations that include the men in uniform doesn't help in making Kashmiris submissive by assassinating their genuine political aspirations.


Shabir Ahmad , a political analyst stated - " The year 2017 did not bring any relief to the pain hit valley of Kashmir and with more human killings on account of lingering political conflict the situation turned from bad  to worse .The tremendous amount of bloodshed and turbulence witnessed in 2016 had given one hope that 2017 might be somewhat peaceful but contrary to that it turned again a year which caused much death and destruction in Kashmir .In 2018 we should try to acknowledge the fact that no amount of bloodshed and killings would solve Kashmir question but accepting the people's democratic aspirations."

Kashmiris are hoping against hope that year 2018 will bring some better times to Kashmir and long winter of sufferings and sorrows in Kashmir will now finally witness some summer of peace and happiness.

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JAMMU: Exposing the  casual approach and lethargy of official machinery and bringing a ray of hope for the inhabitants of Sub division RS Pura, a border area in Jammu district, an RTI application has revealed that only 136 Permanent Resident Certificates were issued to the people of the area in a period of over 09 months.  In a shocking expose’ that came through  information received under RTI  Act,  it’s been revealed in the reply that people of RS Pura were denied of their constitutional right of having Permanent Resident Certificate most commonly called as ‘State Subject Certificate ’ for months together and their applications were gathering dust before the RTI plea. 


In an official communication vide office letter  no SDMR/RTI/2017-18/1308 dated 17/11/2018 signed by Sub Divisional Magistrate, RS Pura served to the RTI activist Raman Sharma in response to his application under Right to Information Act, it is being informed that a total 6514 PRC’s have been issued to the applicants in last two years.  It is also informed in the RTI reply that 2165 PRCs  were issued in last one year, out of which 2029 were issued only after the submission of  RTI application and only 136 PRCs were issued by the SDM office in 09 months before the RTI.


In the reply, the  tall claims of the government about providing transparent and accountable governance are also exposed because the SDM’s letter also states that there is no single window mechanism available in the Sub division and the files of the applicants are submitted directly to the concerned  Tehisldaars.  Blaming the shortage of staff and overload of work, the official reply also exonerated the itself for the delay in issuing the PRCs well within stipulated period of 30 days as prescribed under the rules framed by the government in the light of Jammu and Kashmir Public Service Gurantee Act 2011. Under the J & K PSGA 2011, there is a provision of penalty against the designated officers for delay and deficiency in any service besides compensation provision for the eligible person who is deprived his right to public service. 



Expressing happiness over the success of his RTI application that has compelled the officers to expedite the process of issuing over 2000 ‘State Subjects’ within such a short span of less than two months, applicant Sharma urged people to file RTI applications to seek their right and to expose corruption, nepotism and lethargy of the official machinery.

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JAMMU:  Jammu and Kashmir Government has not only notified but made compulsory, a scheme for state employees which is not less than looting employees on the name of welfare to generate revenue, as the scheme is being made compulsory for every employees. Each employees of the state has to pay yearly premium of Rs 359.90. The amount of Rs 359.90 includes GST at the rate of 18%.  The entire component include basic premium of Rs 305 while as the GST part would be Rs 54.90.

The state has in total, 3.50 lakhs employees and charging Rs 54.90 as GST from each employee which amount to a total of Rs 1,92, 15,000 ( One crore, ninety two lakhs  and fifteen thousand). By this scheme the state government is generating nearly Rs 2 crore revenue, which on the name of welfare scheme, will be winkled out from the pockets of employees by force, as the policy is made compulsory.

Relevant to mention here that, the Jammu and Kashmir government on Monday accorded sanction to tie up for Group Personal Accidental Insurance policy for the employees with M/S Oriental Insurance Company Limited. The tie-up will be for one year commencing 1 December 2017 to 30 November 2018 (midnight).

As per the order issued, the policy shall cover employees of the state government including employees of PSUs, Autonomous Bodies, Local Bodies, Universities, daily rated workers, casual workers, consolidated workers, contractual / contingent paid workers, adhoc employees and SPOs.

The order further states that the DDOs of the government shall deduct  Rs 359.90 from all categories of employees from the salaries of November 2017. The DDOs of the autonomous bodies shall do the same thing in their respective institutions and remit the deducted amount to the Finance Department by cheque drawn in favour of the Principal Secretary, Finance Department.

According to the order, a detailed Memorandum of Understanding / agreement indicating the terms and conditions and other related details shall be executed between the Government of Jammu and Kashmir and M/s Oriental Insurance Company Limited.

Meanwhile, the Finance Department has also accorded sanction to the advance drawal of Rs 12, 59, 65, 000 @ Rs 359.90 per employee under Major Head 8235 for subsequent release of the amount to the M/S Oriental Insurance Company Ltd as premium for Group Personal Accidental Insurance Policy one year from the date of payment of premium. 

Point to be noted here, the premium amount to be charged from the state employees includes the amount of GST at 18%, but the company OIC, seems have been deliberately exempted from GST as the amount of GST too is being extracted from the pockets of employees, and the company is exempted, which otherwise is supposed to be paid by them and as this is a welfare scheme, employees should have been exempted. 




LIST OF SERVICES AT NIL RATE..........................................................................................................

Description of Services Rate

36 Services of general insurance business provided under following schemes –

(a) Hut Insurance Scheme;

(b) Cattle Insurance under Swarnajaynti Gram Swarozgar Yojna (earlier known as Integrated Rural

Development Programme);

(c) Scheme for Insurance of Tribals;

(d) Janata Personal Accident Policy and Gramin Accident Policy;

(e) Group Personal Accident Policy for Self-Employed Women;

(f) Agricultural Pumpset and Failed Well Insurance;

(g) premia collected on export credit insurance;

(h) Weather Based Crop Insurance Scheme or the Modified National Agricultural Insurance Scheme,

approved by the Government of India and implemented by the Ministry of Agriculture;

(i) Jan Arogya Bima Policy;

(j) National Agricultural Insurance Scheme (Rashtriya Krishi Bima Yojana);

(k) Pilot Scheme on Seed Crop Insurance;

(l) Central Sector Scheme on Cattle Insurance;

(m) Universal Health Insurance Scheme;

(n) Rashtriya Swasthya Bima Yojana;

(o) Coconut Palm Insurance Scheme;

(p) Pradhan Mantri Suraksha BimaYojna;

(q) Niramaya Health Insurance Scheme implemented by the Trust constituted under the provisions of

the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and

Multiple Disabilities Act, 1999 (44 of 1999).

41 Services provided to the Central Government, State Government, Union territory under any insurance

scheme for which total premium is paid by the Central Government, State Government, Union territory.

  1. A suitable clarification will be issued that (i) services provided to the Central Government, State Government, Union territory under any insurance scheme for which total premium is paid by the Central Government, State Government, Union territory are exempt from GST under Sl. No. 40 of notification No. 12/2017-Central Tax (Rate);  (ii) services provided by State Government by way of general insurance (managed by government) to employees of the State government/ Police personnel, employees of Electricity Department or students are exempt vide entry 6 of notification No. 12/2017-CT(R) which exempts Services by Central Government, State Government, Union territory or local authority to individuals.