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JAMMU:  Jammu and Kashmir Government has not only notified but made compulsory, a scheme for state employees which is not less than looting employees on the name of welfare to generate revenue, as the scheme is being made compulsory for every employees. Each employees of the state has to pay yearly premium of Rs 359.90. The amount of Rs 359.90 includes GST at the rate of 18%.  The entire component include basic premium of Rs 305 while as the GST part would be Rs 54.90.

The state has in total, 3.50 lakhs employees and charging Rs 54.90 as GST from each employee which amount to a total of Rs 1,92, 15,000 ( One crore, ninety two lakhs  and fifteen thousand). By this scheme the state government is generating nearly Rs 2 crore revenue, which on the name of welfare scheme, will be winkled out from the pockets of employees by force, as the policy is made compulsory.

Relevant to mention here that, the Jammu and Kashmir government on Monday accorded sanction to tie up for Group Personal Accidental Insurance policy for the employees with M/S Oriental Insurance Company Limited. The tie-up will be for one year commencing 1 December 2017 to 30 November 2018 (midnight).

As per the order issued, the policy shall cover employees of the state government including employees of PSUs, Autonomous Bodies, Local Bodies, Universities, daily rated workers, casual workers, consolidated workers, contractual / contingent paid workers, adhoc employees and SPOs.

The order further states that the DDOs of the government shall deduct  Rs 359.90 from all categories of employees from the salaries of November 2017. The DDOs of the autonomous bodies shall do the same thing in their respective institutions and remit the deducted amount to the Finance Department by cheque drawn in favour of the Principal Secretary, Finance Department.

According to the order, a detailed Memorandum of Understanding / agreement indicating the terms and conditions and other related details shall be executed between the Government of Jammu and Kashmir and M/s Oriental Insurance Company Limited.

Meanwhile, the Finance Department has also accorded sanction to the advance drawal of Rs 12, 59, 65, 000 @ Rs 359.90 per employee under Major Head 8235 for subsequent release of the amount to the M/S Oriental Insurance Company Ltd as premium for Group Personal Accidental Insurance Policy one year from the date of payment of premium. 

Point to be noted here, the premium amount to be charged from the state employees includes the amount of GST at 18%, but the company OIC, seems have been deliberately exempted from GST as the amount of GST too is being extracted from the pockets of employees, and the company is exempted, which otherwise is supposed to be paid by them and as this is a welfare scheme, employees should have been exempted. 

 

REFERENCES---

 

LIST OF SERVICES AT NIL RATE..........................................................................................................

Description of Services Rate

36 Services of general insurance business provided under following schemes –

(a) Hut Insurance Scheme;

(b) Cattle Insurance under Swarnajaynti Gram Swarozgar Yojna (earlier known as Integrated Rural

Development Programme);

(c) Scheme for Insurance of Tribals;

(d) Janata Personal Accident Policy and Gramin Accident Policy;

(e) Group Personal Accident Policy for Self-Employed Women;

(f) Agricultural Pumpset and Failed Well Insurance;

(g) premia collected on export credit insurance;

(h) Weather Based Crop Insurance Scheme or the Modified National Agricultural Insurance Scheme,

approved by the Government of India and implemented by the Ministry of Agriculture;

(i) Jan Arogya Bima Policy;

(j) National Agricultural Insurance Scheme (Rashtriya Krishi Bima Yojana);

(k) Pilot Scheme on Seed Crop Insurance;

(l) Central Sector Scheme on Cattle Insurance;

(m) Universal Health Insurance Scheme;

(n) Rashtriya Swasthya Bima Yojana;

(o) Coconut Palm Insurance Scheme;

(p) Pradhan Mantri Suraksha BimaYojna;

(q) Niramaya Health Insurance Scheme implemented by the Trust constituted under the provisions of

the National Trust for the Welfare of Persons with Autism, Cerebral Palsy, Mental Retardation and

Multiple Disabilities Act, 1999 (44 of 1999).

41 Services provided to the Central Government, State Government, Union territory under any insurance

scheme for which total premium is paid by the Central Government, State Government, Union territory.

  1. A suitable clarification will be issued that (i) services provided to the Central Government, State Government, Union territory under any insurance scheme for which total premium is paid by the Central Government, State Government, Union territory are exempt from GST under Sl. No. 40 of notification No. 12/2017-Central Tax (Rate);  (ii) services provided by State Government by way of general insurance (managed by government) to employees of the State government/ Police personnel, employees of Electricity Department or students are exempt vide entry 6 of notification No. 12/2017-CT(R) which exempts Services by Central Government, State Government, Union territory or local authority to individuals.

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  • Worth mentioning here that the total amount a student has to pay for class 9th admission, if he is a new admission is Rs 450+485= 935 (if the student is a boy) and in case of a girl student only registration fee of Rs 485 is applicable and the components of School fee are exempted as per the government policy. There are a number of schools in Kashmir Province who are charging fee at their own will between Rs 1000 to 1300  from boys students and Rs 600 to 800 from girl students, which is more than the real notified. 

JAMMU: No doubt Jammu and Kashmir Education Department is doing wonderful job in imparting education which is indeed eminent from securing 2nd place by India Today in ‘state of states ranking’. 

Yet there are few (many few) things which are destroying the roots of education system particularly in Jammu and Kashmir state which indicates the department is either ignorant or helpless.

This noble profession is being dented by not all but few who run various affairs at different levels in their individual or in small associations.

When it comes to act, the authorities at the top level, sometimes ignore where they are supposed to act in the larger interest of public while  they act where they are supposed to ignore obviously either because of political influence or for personnel interests.

Some time, if any issue of corruption or misappropriation of money of fleecing the students is brought into the notice of any concerned Authority,  they either fail or are helpless to act due to the absence of documentary or verbal proofs for which they themselves are responsible, as on the right time they never took the right initiative .

Though, there are a number of such issues which we are intending to bring into the notice of authorities with the motive to reform the system for larger benefits of people and students instead of department only.

With a hope that the department will come out with a wider public information campaign to aware the parents and the students about the real issues so they can be pulled out of dark.

Keeping other issues aside for a while, which we would touch next time, let us start from the foremost basic step, which is admission.

No doubt the department from time to time issues notices, circulars and orders and keep their files well updated.  But until and unless the general public is made aware about the circulars and notices, they can’t resist any move of fleecing by any employee of the department as they don’t have the right kind of knowledge.

Comparatively, the private institutions are far better accountable for the money they receive, as they issue a proper receipt against the fee charged from the students.

On the other hand, no government institution issues a proper receipt against the fee charged from a student of any class which is against the basics of right to real education. However, the government notifies the fees structure with bifurcation of components but without any instructions to issue proper receipt against the fee charged which  lets dealing employees go on charging the fee as per their will, due to which the students are fleeced and the corruption goes unchecked.

Interestingly,  if such issue are brought into the notice of State authorities, they will either ask you for identifying the school or the employee and if identified, an inquiry committee will be set up  and that will end up nowhere, with a closing note on the file as “ nothing adverse was found against the official during the inquiry and the allegations were found baseless”. It is obvious, as the records are updated with real notified amount and in the absence of proper receipt to the students, no documentary proof is available which otherwise would be of no use as they would have mentioned the real notified amount charged in that receipt. But on getting proper receipt, the students and the parents would have noticed the difference. Relevant to mention here that the Director School Education, Kashmir had issued a order bearing No. 113-DSEK of 2016 dated 02/02/2016 notifying the revised fee structure to be charged by the government schools of Kashmir Province with effect from January 2016 only on new admissions.

The committee comprised of Joint Director School Education (SE), CEO Baramulla, CEO Kulgam, Deputy Director Planning DSEK, Dy CEO Anantnag and OSD (IMW) DSEK. had notified fee structure as follows.

S.no

Name of fund

Class 1st to 5th

Class 6th to 8th

Class 8th to 10th

Class 10th to 12th

Remarks

1

School improvement fund

20

50

70

100

 

2

Red Cross Fund

5

5

10

10

 

3

Mutual benefit fund

10

10

20

20

 

4

Games fund

15

30

35

60

 

5

Adm. Fee

5

10

15

20

 

6

Printing Fund

5

15

20

50

 

7

Science Fund

0

10

30

50

 

8

Computer Fund

0

20

50

100

Where ever computers are provided.

9

Social Activity Fund

10

10

20

50

 

10

Sweeping charges

20

20

30

30

 

11

Magazine Fund

0

0

50

100

 

12

Library Dep. Fund

0

0

50

70

 

13

Forms and Prospectus

0

0

10

30

 

14

Electricity/Telephone

0

10

20

30

 

15

News Fund

10

10

20

30

 

G. Total

100

200

450

750

 

But it is unfortunate that several concerned admission in-charges are charging the fee at will to keep their own pockets heavy. As per this notified fee structure, if all components are applied, a boy student seeking admission in class 9th has to pay Rs 450 as school fee if he is a new admission and a girl student is exempted from all these components as per government policy. 

The boy student has to pay additional Rs 485 as registration fees which are charged by the Jammu and Kashmir Board of School Education (JKBOSE). The amount being charged by the JKBOSE has been confirmed from the Joint Secretary Exam JKBOSE-Kashmir.

Worth mentioning here that the total amount a student has to pay for class 9th admission, if he is a new admission is Rs 450+485= 935 (if the student is a boy) and in case of a girl student only registration fee of Rs 485 is applicable and the components of School fee are exempted as per the government policy. There are a number of schools in Kashmir Province who are charging fee at their own will between Rs 1000 to 1300  from boys students and Rs 600 to 800 from girl students, which is more than the real notified. Unfortunately, no student can speak against the teacher and no parent can complaint as they don’t have the proof what they have paid for which the policy makers are responsible as they never enforced a practice of issuing proper receipts. As per our policy, we are not disclosing the names of such schools, as we don’t want to target those schools, our motive is public awareness. 

The amount is charged at will, the amount deposited in Government Treasuries is real but where the difference amount goes, Is there any one at the leadership level, bureaucracy level  or at the ministry level who can take an initiatives so these self run shops are closed from across?. The department has to utilise newspapers, radio, internet and school notices boards to propagate such things also by organising cluster meetings with parents by the officials from directorate levels.

Let the things be made open and transparent in public and student interest. Why the Government should allow few employees to practice corruption? It should act tough not by issuing just orders, circulars, notices but by making sufficient grounds for the general public to resist and speak against such practices.  The department has to come out with few innovative things to counter these deep rooted social evil.

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DODA: Celebrating its Independent and Republic victory from Independence days and Constituting its own law and orders , maintaining communal harmony, peace and brotherhood and making Digital India in world , is going with a rapid pace of technology and development with the slogan to full fill the needs of the poor masses especially in the rural areas of Jammu and Kashmir state , in providing electricity, drinking water, better road connectivity and other basic facilities on doorstep.

Unfortunately if we go deep, through research in the far-flung and remote areas of Jammu and Kashmir state, the real picture behind slogans will automatically start speaking for itself . The picture is the evidence of the fact of Chenab valley comprising of three districts from where Senior most leader of Congress, J&K Former Chief Minister and present Opposition Member of Rajya Sabha Mr Ghulam Nabi Azad belong.

In erstwhile Doda district including Ramban Doda, and Kishtwar the adjoining villages, that are not more than 5 km away from the road, are still lacking the facility of drinking water, electricity and road connectivity from Independence. Fetching drinking water, villagers have to travel 4 to 5km to collect muddy water from Nallahs or from rivers which is a health hazard . The people of the Rural villages of Doda and Kishtwar district are seen collecting drinking water from muddy sources in this modern era of technology and development of 21 Century.

People of erstwhile Doda district particularly Bhalessa , Chatroo, Saroor, PremNagar, Bhaderwah , Bunjwah, Drabshalla , Dacchan , Marwah ,Padder , Sigdi Bhatta, Binoon, Kahalgugasar, Kither, Bani , Kansoo, Alni , Buddhar , Challer and other adjoining areas were demanding the road connectivity , telecommunication system, proper electrification to all villages, hassle free supply of drinking water and essential commodities from State and Center Government.

From time to time several politicians have fooled the Chenab Valley peoples and promised them that they will full fill their demands after Elections . Unfortunately, Once when they got the vote and become MLAs and MPs and Ministers they did not return to these rural areas till the next election. The problems and demands remain unsolved and unfulfilled. Poor and downtrodden people were crying and trying to raise their voice, but their voices remain unheard.

When G N Azad became the Chief Minister, A ray of hope begun in hearts of poor and downtrodden masses of Chenab Valley  , that they shall get sigh of relief . In erstwhile Doda district there was no doubt that the beginning of some developmental works , power projects was started. Various road projects of construction and widening was allotted to contractor, who had promised to complete the work within a year. Unfortunately several years passed and contractor has not even completed half of the construction of the road that you can easily imagine "DUNADI BUNJWAH KEWAPULL KITHER ROAD" that is still awaiting for completion . Same is the case with other roads of Chenab Valley that are still not completed. The roads of Chenab Valley speaks itself regarding the ongoing work and material being used, which is of substandard quality.

Shortage of essential commodities including Rice , Aata , Sugar , Kerosene oil, Lpg gas had became headache as from last several months ration stores are lying dry and sugar has seen on eve of religious festivals  after that nothing as poor masses are starving.  One can imagine , "How peoples living in rural and hilly areas can fulfill their needs".

The people of Doda and Kishtwar district had mentioned that the telecommunication department is hampered and paralysing as some peoples are unaware of mobile phones in this modern age of Seience and Technology . Not enough , same is the case with electricity department. Various villages are still not electrified and are waiting to see electric light. Peoples residing in rural areas were hoping that they will get electricity and drinking water facility as the politicians had promised , but they were neither provided drinking water nor electricity , As they have to walk about 4 to 5km from their houses to get drinking water.

During the ruling and opposition , some opportunists got benefits from politicians , but poor people's dreams vanishes into thin air. This is need of the hour is to check whether the scheme formulated by State/Central Government for rural areas reach to common masses or not because every time and in every budget there is big announcement of different welfare schemes worth corers of rupees for the development of rural areas, but on ground they are implemented without proper monitoring of accountability commission that happened in past.

Worried about the bad condition of Chenab valley roads especially  " Dunadi Bunjwah KewaPull Kither road " which is in bad condition since last several years in the district Kishtwar. As public is facing several difficulties while travelling by this road, the residents of Bunjwah have to do work in restoration/ maintenance of Dunadi Bunjwah road .

The dunadi bunjwah road i.e the only one road link connecting Bunjwah with district headquarter and rest other regions of state , is in critical condition as running for vehicles .The dunadi bunjwah road was under JKPCC from 2009 for its upgradation and maintenance till May 2017 and later it was handed to R&B for its maintenance and rest of road i.e KewaPull Kither road is under PMGSY from 2004. But unfortunately these agencies failed in restoring this road despite crores of rupees are withdrawn on name of said road .

The Dunadi Bunjwah KewaPull Kither  road measuring 20 km in length in which 13 km from Dunadi to Noor named as ” Dunadi Bunjwah road ” is handed to R&B ,  that failed in its maintenance  and rest 7 km from Noor to Binoon named as ” Kewapull Kither road ” is under PMGSY and rest 6km from Binoon to Patnazi named as “Tipri Patnazi road ” as both agencies failed in completing earthwork , R walls , protection walls and maintenance of drainage system on this road . As the administration/Govt don’t pays any intrest in restoring road .

Bunjwah is a part of Chenab valley in Kishtwar district and is having many natural beauties . But unfortunately the administration don’t look over it as the public is facing too much difficulties while travelling on this road . Passengers have to push vehicles to reach their destination due to worse condition of road. Public of Bunjwah is using their strength to maintain the road , when the vehicles fails in running. 

A local passenger informed , due to worse condition of road we ( passengers and drivers have maintained and restored the road by using rods, spades and other tools , as no officer of JKPCC , R&B  and PMGSY from Division Kishtwar is performing their duties . Eye witnessing the scene few month ago over Dunadi Bunjwah KewaPull Kither  road , Official vehicle of PMGSY remain stranded near Government Higher Secondary School Binoon, that was later pushed by locals.

A local passenger said that even the MoS R&B and Revenue, Sunil Sharma hails from the same district but despite of it the road condition is in shambles from last decades. A local driver Mohd Haroon alleged that the officials of concerned department are not directing the contractors to expedite the construction work on this road as they had withdrawn huge amount of money without maintaining one km road .

A reowned social activists and State Secretary  All India Reporters Association  Mr Shafqat Sheikh said that the entire road from Dunadi to Bunjwah and KewaPull Kither road  is under construction from several decades  under JKPCC R&B and PMGSY. Adding , “Due to bad condition of road and lack of proper drainage system, the passengers and drivers are facing problems. This problem manifolds during their journey, thus making roads accident prone, “ Shafqat Sheikh rues that concerned authorities are not paying any interest in maintaining this road link that is only way connecting with district headquarter Kishtwar.”

Shafqat Sheikh further added that due to non macademization the road is covered with dust causing hazards to public during their journey as it had become a golden era for contractors and PMGSY, JKPCC to withdraw huge amount of money without performing work on ground . Shafqat Sheikh added that few months ago  "He had raise the issue with Hon’ble Minister for Public Work and R&B Mr Nayeem Akther regarding worse condition of Dunadi Bunjwah road on social networking site “WhatsApp” . Added that the Minister replying the issue assured that work on road shall be started as soon as possible . As per the assurance of Hon’ble Minister the work of maintenance and restoration was started , But unfortunately the concerned agencies JKPCC and PMGSY are only levelling the road with mud , sand and soil and are waiting March final bills .

It is important to mention that the work over Dunadi Bunjwah road was started in year 1966 and till day state government failed to maintain 20km  Dunadi Bunjwah KewaPull Kither road despite 40 years have  passed away . It is a  matter of concern that " Prime Minister of India Shri Narender Modi and Jammu and Kashmir Chief Minister Ms Mehbooba Mufti " shall personally intervene and take their keen interest over this issue and direct concerned authorties in restoring / maintaining Dunadi Bunjwah KewaPull Kither  road at an earliest and the work that were carried out by different developmental departments in erstwhile Doda district needs to be checked in order to book the corrupt officials and thereby to save the government exchequer meant for the welfare of the gullible people of hilly and remote areas of Chenab Valley of J&K. Otherwise, it would take more than decades to meet the basic requirements of the hilly and rural people in Chenab Valley particularly Bunjwah  that are awaiting for benifits of Government schemes.