BANDIPORA: Block Level Bankers Committee (BLBC) meeting was convened at Bandipora Block under the chairmanship of Lead District Officer, Shamim Ahmad Haji, to review implementation of government-sponsored schemes and measures aimed at strengthening financial inclusion and developmental activities in the area.
The meeting was attended by DDM NABARD, Rouf Ahmad, Cluster Head J&K Bank, Tanveer Ahmad, RBI representative, Anup, senior officers from various line departments and representatives of banking institutions operating across the district.
During the meeting, detailed deliberations were held regarding effective execution of government-sponsored schemes, augmentation of credit flow to priority sectors, strengthening of financial inclusion initiatives and promotion of sustainable self-employment opportunities for unemployed youth. Emphasis was also laid on dissemination of financial literacy and strengthening institutional coordination for ensuring inclusive socio-economic development.
The concerned departments presented a comprehensive review of the progress achieved under various welfare and developmental programmes. Banking officials furnished detailed assessments regarding loan disbursement, recovery performance and sector-wise credit deployment. They also stressed the need for expeditious disposal of cases and enhanced coordination among departments for effective implementation of schemes.
The chair underscored the importance of proactive outreach programmes, timely sanctioning of financial assistance and intensified awareness campaigns, particularly in rural and underserved areas, to maximise developmental impact and public outreach.
Subsequently, the presiding officer, accompanied by officials from banks and line departments, conducted an extensive field visit to high-density orchard zones to assess developmental interventions being implemented at the grassroots level.
During the visit, the delegation interacted with local farmers to evaluate accessibility of institutional credit, irrigation infrastructure, horticulture support services and implementation of agriculture and horticulture-related schemes. Farmers were also sensitised about the benefits of subsidised financial assistance and credit-linked schemes for promotion of horticulture and allied sectors.
The visiting officials appreciated the progressive adoption of high-density plantation practices by growers and highlighted the importance of modern scientific and sustainable agricultural techniques for enhancing productivity, economic viability and long-term sustainability.
The meeting and field visit concluded with a reaffirmation by the concerned departments and banking institutions to strengthen coordination and extend continued support for holistic and sustainable developmental growth across the region.


