BUDGAM: Deputy Commissioner Budgam, Dr. Bilal Mohi-Ud-Din Bhat, today chaired a detailed review meeting at the DC Office Complex, Budgam, to assess the implementation of key social security and financial inclusion schemes in the district.

The meeting focused on the progress of flagship schemes including Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana (APY), along with a review of ongoing financial inclusion initiatives in the district.

During the meeting, it was informed that 6791 applications have been received under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY)  while Pradhan Mantri Suraksha Bima Yojana (PMSBY) has recorded 48,202 applications in the district. Under Atal Pension Yojana (APY), a total of 854 applications have been received so far.

The overall status of enrolment and outreach under various schemes was reviewed, with emphasis on the need to further expand coverage and reach underserved and uncovered populations across the district.

While addressing the participants, the DC underscored the critical role of financial protection and social security schemes in providing safety nets to vulnerable sections of society. He expressed concern over gaps in outreach, particularly in rural and remote areas, and stressed the need for enhanced mobilisation efforts.

The DC directed all stakeholders to intensify awareness campaigns and adopt a targeted, block-level strategy to ensure wider participation under all schemes. He instructed for the organisation of village-level camps and enrolment drives with the active involvement of Block Development Officers, Anganwadi Workers, Common Service Centres, and Self Help Groups.

He further directed for strengthened door-to-door Information, Education and Communication (IEC) activities to reach unbanked and underbanked households. The DC also instructed for regular monitoring of scheme-wise progress through the Lead District Manager’s office, with periodic updates to the DC office.

Emphasising interdepartmental coordination, the DC called for stronger convergence between banks and departments including Social Welfare, Labour, Integrated Child Development Services (ICDS), and Rural Development to ensure coordinated and effective implementation.

The DC reiterated that no eligible beneficiary should be left out of the financial safety net and directed all concerned to treat saturation of social security schemes as a priority governance objective. He stressed the need for renewed momentum through collaborative efforts, reaffirming the District Administration’s commitment towards achieving comprehensive financial inclusion across Budgam district.

The meeting was attended by the Chief Planning Officer, Lead District Manager Budgam, District Social Welfare Officer, Assistant Labour Commissioner Budgam, representatives from Integrated Child Development Services (ICDS), and branch managers of public and private sector banks operating in the district.

In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here