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RAJOURI: District Development Commissioner (DDC) Rajouri Abhishek Sharma today chaired a meeting of the District Level Review Committee (DLRC) here in the Conference Hall of PWD Dakbanglow to assess the performance of banks and review the implementation of key government schemes in the district. The DDC conducted a comprehensive review of the clearance of cases under credit linked schemes and directed banks to ensure timely financial assistance, particularly in priority sectors to boost economic growth.

Emphasizing the need to improve the Credit Deposit (CD) ratio, which currently stands at 55 percent, he urged financial institutions to enhance their outreach and lending efficiency. A key focus of the meeting was the implementation of the Kisan Credit Card (KCC) scheme for Animal Husbandry, Sheep Husbandry, and Fisheries. The DDC stressed the importance of expediting the disbursement process to benefit farmers and entrepreneurs engaged in these sectors.

Reviewing the Prime Minister's Formalization of Micro Food Processing Enterprises (PMFME) scheme, it was noted that out of 719 sponsored cases, 272 cases had been successfully disbursed. The DDC expressed concern over the low disbursement rate under the Holistic Agriculture Development Programme (HADP),  and called for immediate corrective measures.

Similarly, under the Prime Minister's Employment Generation Programme (PMEGP), out of 719 sponsored cases, 272 were disbursed, while the National Urban Livelihoods Mission (NULM) recorded 62 disbursements out of 126 cases.

The progress of other flagship schemes, including Mumkin, Tejaswini, Spurring Entrepreneurship, RSETI, NRLM, and PM Surya Ghar Muft Bijli Yojana, was also reviewed. The DDC directed officials to intensify awareness campaigns to ensure maximum public participation and to facilitate easy access to financial benefits under these schemes.

The meeting was attended by ADDC Dr. Raj Kumar Thapa, GM DIC Fareed Kohli, CPO Maqsood Ahmed, LDM Sanjeev Bhasin, DDM NABARD Chander Sharma, CAHO Dr. Khalid Hussain, DSHO P.P. Sagotra, CAO Sohan Singh, ALC Pradyot Gupta, AD Fisheries, AD Handloom and Handicrafts Abhinandan Mangotra, and representatives from various banks.

The DDC directed the concerned officers and banks to expedite the processing of pending cases and ensure the timely achievement of targets to promote self-employment, entrepreneurship, and rural development in the district.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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