RAMBAN: A Financial Awareness Program was successfully organized at Haila Dharam in Block Gundi-Dharam by the Centre for Financial Literacy (CFL) in collaboration with SBI RSETI Ramban. The event, attended by 50 participants, aimed to promote awareness about key financial inclusion schemes launched by the Government of India.

Led by Director SBI RSETI Harvinder Singh, the session introduced flagship schemes like Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), and Atal Pension Yojana (APY). Participants were educated about the benefits of these schemes, including universal banking access, life and accident insurance coverage and pension security for retirement.

Addressing the attendees, the Director emphasized the transformative potential of financial literacy in ensuring economic empowerment. He highlighted the importance of these schemes in mitigating financial risks and building a secure future for rural families. Interactive sessions provided detailed guidance on enrollment processes, eligibility criteria, and scheme benefits. CFL representatives offered on-the-spot assistance, enabling participants to register for the programs.

The Director remarked, "Financial awareness is the first step towards financial empowerment. Programs like this enable individuals to access government initiatives that ensure a safer and more secure future." The participants expressed gratitude for the insightful session and pledged to share the knowledge within their communities. This initiative by CFL and SBI RSETI Ramban underscores their commitment to financial inclusion, rural development, and empowering individuals to secure their financial well-being. 

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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