REASI: District Development Commissioner Reasi, Nidhi Malik today chaired the District Level Review Committee (DLRC) meeting to review the performance of banks for the quarter ending September 2025. A detailed discussion was held on sector-wise lending, performance under priority and non-priority sectors, bank-wise position of deposits and advances and the progress of various financial inclusion and government-sponsored schemes.

While reviewing the Credit Deposit (CD) Ratio, the DDC directed the banks with low CD ratios to take immediate corrective measures and ensure improved performance in the upcoming quarter. She emphasized the need to achieve the fixed targets under all banking sectors within the stipulated timelines.

The DDC also reviewed the status of special camps organized by banks and took a detailed account of new accounts opened during these drive. She instructed the Lead District Manager (LDM) to take necessary action against banks showing poor performance and urged all banking institutions to organize awareness camps at block and panchayat levels to enroll more beneficiaries under PMJJBY and PMSBY schemes.

DDC also stressed the need to cover existing customers under these social security schemes and asked banks to sensitize pensioners about the Jeevan Pramaan Face App for hassle-free pension verification. Reviewing the agro sector cases, the DDC directed concerned departments and banks to ensure timely processing of pending cases and extend maximum benefits to the farming community.

In addition to this department wise progress of various Government schemes was also taken by the DDC. Highlighting the importance of improving banking accessibility in remote areas, the DDC asked J&K Bank to prioritise on opening new branches in aspirational block Thakrakote, thereby strengthening financial inclusion and rural connectivity in the district. The meeting was attended by Chief Planning Officer Narinder Kumar, representatives from RBI, NABARD, LDM Reasi Raman, DSHO, CAO and other concerned officers.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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