SRINAGAR: Jammu & Kashmir Entrepreneurship Development Institute (JKEDI), through its District Startup Cells in Srinagar and Budgam, organized Credit Linkage Meets for startups under the District Business Reform Action Plan (D-BRAP) reforms, aimed at strengthening the startup ecosystem and facilitating access to finance.

At Srinagar, the JKEDI District Startup Cell conducted its first Credit Linkage Meet in collaboration with the Jammu and Kashmir Bank. The primary objective of the programme was to facilitate credit linkage opportunities for startups and address the bottlenecks faced by them in accessing financial assistance.

 Representatives from J&K Bank, Riyaz Ahmad Bhat, Financial Literacy & Credit Counselor and Shaista Muneer, Manager Advances, graced the occasion. They held an in-depth interaction with the participating startups, elaborating on various financial schemes offered by banks, explaining procedures for availing credit, and addressing key challenges faced by entrepreneurs in securing funding.

Speaking on the occasion, Shabir Hussain Shah, District Nodal Officer, Srinagar, provided a comprehensive overview of the D-BRAP reforms, highlighting initiatives aimed at strengthening the startup ecosystem in the Union Territory of Jammu & Kashmir.

Meanwhile, JKEDI Budgam organized a Credit Facilitation Camp at ITI Budgam for startups registered with JKEDI as well as aspiring entrepreneurs. The programme focused on enhancing credit linkages and raising awareness about banking support systems available for startups.

The Lead District Manager Budgam, Jammu and Kashmir Bank,  Mohammad Muzaffar, graced the occasion and interacted extensively with participants. He elaborated on various banking schemes, explained the processes involved in availing credit, and addressed the bottlenecks encountered by startups in accessing financial assistance.

The programme also included an interactive knowledge-sharing session followed by a Q&A segment, allowing participants to directly engage with banking officials from the J&K Bank.

Speaking on the occasion, Syed Nazneen, District Nodal Officer, Budgam, presented a detailed overview of the D-BRAP activities being undertaken at the district level, emphasizing JKEDI’s efforts to improve ease of doing business and facilitate the growth of startups in the region.

The sessions featured an interactive knowledge-sharing segment followed by a question-and-answer session, enabling participants to directly engage with banking officials and seek clarifications on their queries.

The initiatives reflect JKEDI’s continued commitment towards empowering entrepreneurs by improving access to finance and creating a conducive ecosystem for startup growth across Jammu & Kashmir.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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