RAMBAN: SBI RSETI Ramban today organised an awareness programme on Financial Inclusion and Financial Literacy for the trainees. The session was conducted by Manager Reserve Bank of India (RBI), Anil Kumar, who visited the institute along with a team from Financial Literacy Centre (FLC), Ramban.

The Manager apprised the trainees about the functioning of the Reserve Bank of India, its regulatory role and the services provided to the citizens of the country. He explained the conceptual difference between needs and wants and helped the trainees understand the prioritisation criteria in the financial decision-making process.

He further informed the participants about unclaimed deposits and the awareness campaigns undertaken by the RBI to help citizens retrieve their money. He also highlighted important financial and social security schemes like PMSBY, PMJJBY, APY, Sukanya Samriddhi Yojana, besides explaining the importance of maintaining a savings account and the benefits of zero balance accounts.

Senior Faculty, Amrik Singh Raju spoke on critical issues related to digital frauds, online scams, fake calls, fraudulent messages and harmful apk files circulated through WhatsApp and guided the participants on safe digital practices to protect themselves from emerging cyber threats.

The program ended with a highly interactive question-and-answer session, during which several queries were raised by the trainees regarding banking and digital safety. The Manager, RBI, provided on-the-spot clarifications and solutions for better understanding and awareness. The session was successfully conducted under the supervision and guidance of the Director, SBI RSETI Ramban, who emphasized the significance of such programs in strengthening financial awareness at the grassroots level.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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