KATRA: ICICI Bank has introduced an Education Loan Scheme for students at Shri Mata Vaishno Devi University (SMVDU), aimed at making higher education more accessible and financially manageable. The scheme supports students across disciplines and faculties and is designed to help both existing and new enrollees benefit from student-friendly banking and loan services.

The loan facility covers a wide range of educational expenses, including tuition, hostel charges, examination and library fees, study materials, instruments, laptops, and other course-related requirements supported by documentation. It also offers flexible repayment support, fee reimbursement options, and convenient application terms for eligible students.In addition, the scheme includes family-based co-applicant or guarantor options, no prepayment penalty, and simplified access for qualified applicants.

The initiative is expected to provide meaningful support to students pursuing higher education at SMVDU.The Hon’ble Vice Chancellor, Prof. Pragati Kumar, Shri Mata Vaishno Devi University, said that such initiatives will help make education accessible to those at the lower end of the financial spectrum. He added that the university is working through the Admission Cell to improve access to educational finance through the Vidyalakshmi portal and by including more banks, and that these efforts will soon be reflected in practice.

Officials from ICICI Bank, Mr. Jaideep, Mr. Rohit, Mr. Rajesh and Mr. Sandeep Sharma Zonal Head ICICI Bank J&K, were present. Registrar and Finance Officer SMVDU along with Prof. Amit Kant Pandit from Admission Cell, also appreciated the initiative and the collaborative effort and thanked the honorable vice chancellor for guidance and support.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

— Team JK Monitor

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