• The fintech lender's sponsorship of Help Us Help Them's rural education programme delivers measurable gains across Environmental, Social, and Governance outcomes, with impact rippling out to families and communities across 12 districts

BANGALORE: mPokket, one of India's leading digital lending platforms, today reaffirmed its commitment to Environmental, Social, and Governance (ESG) principles with the release of results from "Apni Mitti Se Judi Shiksha," a year-long rural education programme it sponsored in full partnership with Help Us Help Them (HUHT). The initiative sits at the core of mPokket's social impact strategy of using its scale as a fintech lender to invest not just in access to credit, but in the education, environmental, and community systems that determine who gets to use that access well.

The programme ran through 2025 across 100 rural schools in 12 districts of West Bengal, integrating 18 traditional rural livelihood skills, including agriculture, pottery, textile work, and Kalaripayattu, into mainstream academic curricula, reaching over 9,000 students and 800 teachers. mPokket supported every stage of the programme: school selection and onboarding, infrastructure (including 356 computers, 7,000 flutes, and toilet blocks in 33 schools), teacher and school-head training, artisan salaries for 151 community artisans, and on-ground monitoring across all 100 schools.

"At mPokket, we believe that access to credit and access to quality education solve the same underlying problem: giving people the confidence and the tools to build their own future. This programme was never about writing a cheque and stepping back. Over the past year, we've watched teacher attendance more than double, seen toilets built that changed whether girls came to school at all, and heard from children who found their voice through music and craft, not textbooks. That's the kind of change we want our name attached to. This is just the first year. We're already planning how we deepen this partnership through 2026 and 2027," said Rajani Jalan, who oversees HR and CSR at mPokket.

"None of this would exist at this scale without mPokket. A hundred schools, twelve districts, thousands of children learning skills rooted in their own soil, this only happened because mPokket chose to stand behind it fully, from the first school we onboarded to the last toilet block we built. They didn't just fund a programme, they backed a belief: that rural India's children don't need to leave their roots behind to build a future. We are grateful for a partner who saw that vision and made it real," said Mukti Gupta, Founder, Help Us Help Them (HUHT).

Environmental: Building Sustainability Habits at the Grassroots

  • Schools practising waste segregation went from 0% to 96%, with compost produced in schools now sold through local markets and government linkages, turning a classroom sustainability lesson into a small but real source of community income.
  • Environmental care was folded into everyday learning through kitchen gardens, where students grew, measured, and studied seasonal vegetables later used in school midday meals.

Social: Measurable Gains in Learning and Wellbeing

  • Teacher attendance at cluster-level training rose from 38% to 90%.
  • Schools reporting student attendance above 85% increased from 70% to 91%.
  • Classrooms rated clean during observation rose from 11% to 81%, and schools actively engaged in digital learning rose from 15% to 88%.
  • Toilet blocks were completed in 26 of 33 schools identified for the intervention, improving hygiene access and, in several schools, family confidence in sending daughters to school.
  • 151 local artisans were engaged as paid teachers across agriculture, pottery, textile, and Kalaripayattu, turning traditional community skills into a source of steady income and formal recognition within the school system.
  • Parent and guardian engagement, piloted in 8 schools, recorded an average 67% parent attendance at workshops, extending the programme's impact from students into households.

Governance: Transparency and Structured Oversight

  • The programme was run on a "supported supervision" model: monthly classroom observations, decentralised cluster-level teacher training, and standardised assessment tools benchmarked against ASER methodology.
  • 49 additional schools were onboarded mid-year only after a structured social-audit based review process.

Building on learnings from the programme's first year, including the finding that "access does not mean continuity," HUHT and mPokket plan to expand the initiative's monitoring and evaluation framework in 2026-27, introducing ASER-aligned baseline and endline assessments, deeper school leadership development, and strengthened parent and community engagement across the existing school network.

About mPokket

mPokket is one of India's fastest-growing digital lending platforms, offering instant, accessible credit to students and young professionals. Guided by an ESG framework that spans responsible lending, community investment, and long-term governance discipline, mPokket is committed to driving social impact through education, financial literacy, and rural community development initiatives across India.

mPokket Financial Services Pvt. Ltd. is a leading FinTech company and RBI-registered NBFC dedicated to enhancing financial inclusion in India. Over the course of 10 years, mPokket has empowered young working professionals, self-employed individuals, businesses, and gig workers by offering instant loans up to ₹2,00,000. Recognized with prestigious accolades like Fintech of the Year by BusinessWorld (FY23 & FY24), mPokket leverages advanced AI-driven credit models to provide accessible, reliable, and innovative credit solutions, fostering growth and delivering exceptional customer experiences.

About Help Us Help Them (HUHT)

Help Us Help Them is a rural reconstruction organisation focused on redefining education by integrating traditional rural livelihood skills with mainstream academic learning, building a generation of confident, self-reliant rural entrepreneurs. HUHT was founded in 2001 and they are now moving into 6 states in India to work with government schools.

Your voice can reach the world: At JK Monitor, we firmly believe that every well-researched idea has the power to inspire change beyond geographical boundaries. We are delighted to share an encouraging message from one of our esteemed contributors, Dr. Rakesh Verma (J&K Forest Services). “His article, ‘When Trees Become Rights-Bearing Citizens: A Lesson from Canada for India’s Ecological Future,’ published on JK Monitor, received appreciation from La Compagnie des Papillons Bleus, the French non-profit organisation that founded and promotes the Universal Declaration of Tree Rights.”.  Read the message here
In loving memory of Dr. Priya Ranjan: A mentor who treated me like family
A Profound Loss: JK Monitor Mourns the Passing of Founding Chairman Dr. Priya Ranjan

We at JK Monitor are profoundly saddened by the sudden demise of our Founding Chairman, Dr. Priya Ranjan.IN LOVING MEMORY Dr Priya Ranjan

A brilliant mind who studied at Netarhat Residential School and graduated in Electrical Engineering from IIT Kharagpur before earning his PhD from the University of Maryland, Dr. Ranjan chose to return to India and dedicate his life to teaching, research and social good.

His pioneering work in networked systems, AI, robotics and biomedical applications—especially computer-vision tools for early detection of cancer and heart disease—reflected his deep belief that advanced technology must serve humanity.

For more than 15 years at JK Monitor, he remained a loyal friend, mentor and collaborator, marked by rare humility, intellectual integrity and quiet generosity. His passing leaves a void that cannot be filled. Priya, you will be deeply missed. Your life continues to remind us that knowledge finds its highest purpose in the service of others.

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