Share your story and shine at JK Monitor!đ Welcome to JK Monitor, where every story matters and every achievement is celebrated! We invite you to share the remarkable journey of your life and showcase your accomplishments to the world. Join our exclusive interviews that honor exceptional individuals just like you. DODA: Additional District Development Commissioner (ADDC) Doda Roshan Lal today chaired a meeting of District Level Review Committee (DLRC) to review the performance of the Banks for the quarter ending June 2025.
The meeting was attended by Assistant Commissioner Development (ACD) Din Mohammad Afaqi; Chief Planning Officer (CPO) Manesh Kumar Manhas; Deputy Director Employment Rafiq Ahmed Jaral; Cluster Head Kumar Sourabh; Zonal Head J&K Bank Vinay Gupta; LDM Parveen Kumar; besides other district officers and officials from line departments.
LDM Parveen Kumar gave a detailed presentation, covering bank-wise achievements, performance under government-sponsored schemes, Kisan Credit Card (KCC) cases, Self-Help Groups (SHGs), social security schemes, Aadhaar seeding, promotion of education loans and financial literacy initiatives. The meeting also reviewed the progress of banks under the Annual Credit Plan (ACP) focusing on deposit growth, advances and the Credit-Deposit (CD) ratio.
The ADDC asked the banks to enhance priority sectors credit flow, to benefit weaker sections, women, and youth. He directed banks to ensure hassle-free credit facilities, timely sanctioning of loans and proactive outreach in rural areas. Special stress was laid on improving coordination between financial institutions and government departments, effective loan recovery and providing financial support for entrepreneurship and self-employment generation.
A significant focus of the meeting was the implementation of flagship schemes such as PMEGP, Mission Youth, Mudra Loans, Stand-Up India, PMFME, Kisan Credit Card (KCC) and support to SHGs. The Committee also discussed initiatives like Jan Dhan Yojana, Atal Pension Yojana, PMAY, NABARD-supported schemes and education loan disbursement.
The ADDC urged banks and departments to pay special attention to the "Didi Ki Roshni" initiative, handicrafts, agriculture and allied sectors, besides prioritizing employment generation opportunities for youth to push economic growth in the district.