The case stems its origin from an enquiry report forwarded by Commandant IRP 15th Bn. Jammu through IGP Armed/IRP, Jammu Zone, Jammu to Crime Branch, Jammu, which revealed that written complaints came to be filed by Women Constables of IRP 15th Battalion to the effect that accused W/SgCt.Nirmal Kour of IRP 15th Battalion had taken an amount of Rs. 1.00 Lakh each from them fraudulently on the pretext that she would repay an interest of Rs. 5000/- per month on the invested money but neither such interest nor the principle amount was paid back by the accused to the complainants and thus the accused had cheated them and misappropriated their money.
On this, a discreet enquiry was conducted by Commandant IRP 15th Bn. During the course of enquiry it was found that the accused W/Sgct. Nirmal Kour in connivance with her husband Mohinder Singh Saini presently posted in JKAP 14th Bn. had collected a huge amount of cash and gold not only from the complainants but from other women officials of the 15th Bn. and security wing too illegally after alluring them with high rate of interest besides arranging gold loan facilities but had deposited the cash with some finance company and gold with Manappuraam Bank- Satwari, Karan Market Jammu for their personal use, thereby cheated and duped the fellow officials and misappropriated the collected amount to the tune of Rs. 1.50 Crores and gold about 300 grams approx.
On receipt of the enquiry report a formal case was registered in Crime Branch Jammu under the relevant sections of law. During the course of investigation it was also found that accused also started business of electronic gadgets and furniture items at Battalion headquarters against monitory benefits to win over the confidence of innocent investors.
During the course of investigation all material evidence in the form of documentary record was collected from concerned quarters besides statements of complainants & witnesses were recorded and the offences U/S 420, 404, 120-B RPC P/S Crime Branch, Jammu were established against both the accused for cheating and duping the complainants and other co-employees of the Battalion of their hard earned money. A preliminary charge-sheet has been produced against the accused 1) W/SgCt. Nirmal Kour Saini and 2) W/Sg.Ct.Arti Sharma & further investigation continues into the said case FIR.